Loan Bit

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Loan Bit ICO details

Start Date: 2018-4-2

End date: 2018-4-30

    • Category: Cryptocurrency, Investment, Platform
    • Token: LBT
    • Platform: Ethereum
    • Type: ERC20
    • Initial price: 1 LBT = 1.00 USD
    • Bonus: 1 Day 35% 2-4 Days 20% 5-13 Days 10% 14-31 Days 0%
    • Accepting: BTC ETH Fiat
    • Hard cap: 20,000,000 USD

LoanBit – Lending & Exchange Platform

LoanBit is a P2P lending and investments platform with safety fund, especial verification system and cooperation with world-wide arbitrations.
LoanBit is a multi-currency platform that supports everything from fiat currencies to the latest cryptocurrencies. It allows you to send money in an encrypted format and secure it with state-of-the art security measures.

This is a peer to peer network that offers a robust investment platform and allows participants to get a loan in a currency of their choice.
Add to it the integrated exchange available on this P2P lending platform and the worldwide arbitration support, and you have got a winner here.
LoanBit offers an armor of a protection for the lenders. It safeguards the interests of the lenders in the community by covering up to 75% of the loan.
Don’t miss this golden opportunity. Be a part of this revolutionary idea that is all set to transform the world.

Advantage of the Project

LoanBit is a multi-functional platform that allows each participant to keep money in a multi-currency online wallet, buy and sell currency on the exchange, invest money and get a loan in a convenient currency.

Anyone can become a participant of the LoanBit platform. The only requirement is to register using an email or Google/Facebook account. Upon registration, the platform assigns a unique ID to each participant, after which all functionality of the platform becomes accessible, except receiving the consumer loans. The participant will be able to use the online wallet, trade on the integrated exchange, become a creditor, get a trading loan.

To obtain the consumer loan, participants must undergo a verification process, such as to:

• enter their data according to the passport (ID- card)
• attach a scanned copy of passport (in good quality, without using graphic editors)
• provide a contact phone number
• confirm the actual address by providing an invoice for payment of utility services at the address and confirmation of the payment
• provide the place of work, salary and other income and confirm with a bank statement or tax return
Upon verification, the LoanBit platform assigns the minimal credit rating to the participant.

The verified participant is then able to improve the creditworthiness by: connecting social network accounts or other trusted sites conducting activity on the LoanBit platform The credit rating is also affected by the credit history, the amount of loans received and repaid, as well as the existence of arrears.

So we passed the verification process and provided all the necessary information.

The next step is to apply for the consumer loan.

The potential borrower specifies in the loan application, the following information:

• the amount and currency of the loan
• the interest rate
• loan terms
• schedule of loan and interest repayment (annuity, free schedule)
• loan purpose and minimum description
• validity of the application

The completed application is reviewed by LoanBit employees who verify the reliability of provided information and the business case for the loan.

Upon approval by LoanBit employees, the application enters the listing for investor review.

The investors view the loan application and decide whether to invest or not. Investors can finance an application in whatever amount they wish to. The application is accepted if it is financed at least 75% of the declared amount. The money is credited instantly: one click and the money is deposited into the borrower’s online wallet.


Misha Osaula

co-founder, CEO

Aleksandr Gryaznykh

co-founder, CFO

Dmitriy Kotikov

co-founder, CTO

Anton Mitrokhin

strategic development

Loan Bit Advisors

Steven Krohn


Vladimir Nikitin


Simon Cocking


Suumit Shah



3Q 2016
Idea Market research
1Q 2017
Formation of foundersteam Business plan
2Q 2017
Start of Platform Development
3Q 2017
WhitePaper Landing page
4Q 2017
Pre-Sale ICO Launch Platformin beta test mode
1Q 2018
Launch Identification systemsand work with API partners
2Q 2018
Launch theplatform in full mode
4Q 2018
Establishing representative office

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