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InsurePal ICO details

Start Date: 2018-1-16

End date: 2018-2-5

    • Category: Business services, Infrastructure, Platform
    • Token: 1 IPL = 0.10 USD
    • Platform: Ethereum
    • Type: ERC20
    • Initial price: 1 IPL = 0.10 USD
    • Bonus: 10% for - those who contribute in first 96 hours - those who contribute over 50 ETH
    • Accepting: ETH
    • Soft cap: 5,000,000 USD
    • Hard cap: 18,000,000 USD

Join us in a venture in what is to bring a complete change to the insurance as we know today!

    We’ve successfully reinvented the social proof methodology for insurance industry. The approach has been filed for patent protection in the US and worldwide.
    Insurance is a $7 trillion global market. By becoming an early adopter of blockchain technology, InsurePal can gain an important advantage.
    InsurePal team combines best of both worlds – industry professionals with years of experience and dedicated blockchain experts with a track-record of successful crypto projects.
    IPL token will be the fuel of InsurePal platform, used by clients and 3rd-parties worldwide. The platform will use different means to incentivize participants and make the tokens available to a broad audience.
    Our business model allows self-regulation without the need of a central institution. As the risk-prone individuals will be automatically excluded, InsurePal can offer significant cost reductions.
    InsurePal motivates groups for a change to better. We’re creating a complete switch in paradigm and growing a global community that shares a common value of reciprocity.

Insurance of tomorrow
InsurePal aims to become a first-of-a-kind blockchain-based decentralized insurance platform powered by social proof guarantee. InsurePal is a next generation of peer-to-peer insurance based on social proof endorsements, fully harnessing the power of blockchain innovation. It will serve as a replacement for insurances as we know and offer a completely new type of coverage for areas of life and business that began to emerge with the evolution of blockchain and transactions being carried out on the distributed ledger.

The science of social proof
Social proof is a natural, in-built mechanism within all of us, representing people`s moral compass. In other words, people reference the behavior of others to guide their own behavior. InsurePal embeds social proof in a form of financial commitment. The endorser who financially guarantees for someone has to use its own due diligence when providing the guarantee to at the risk of losing their money. Through such endorsements and guarantees, the network in whole becomes more risk aware, consequently inducing a change of people’s behavior.

Worldwide patent
This is the first time we have successfully reinvented the social proof for insurance industry. The innovative approach has been filed for patent protection in US and worldwide. Insurance play a vital role in society and its proper function is imperative. To prevent unfair competition, it is at large subjected to tight regulation and unified standards. For that, we make it our imperative that InsurePal abides with all the regulatory requirements. This way our policyholders can always rely they are safe and covered.


Matt Peterman

Co-founder & InsurePal CEO

Tom Volk


Thomas B. Manson

Chief Insurance Officer

Adam Parker

Chief Marketing Officer (CMO)

Gavin Conway

Chief Growth Officer

Matjaz Rakovec

Chief Operation Officer (COO)

Alexander Solomonov

Chief Financial Officer

Robert Kovacic

Chief Compliance Officer

Daniel Bieusz

General Legal Counsel

Maxim Streltses

Chief Financial Officer UK

InsurePal Advisors

Damian Arnold

Insurance & Operations Expert

Tomislav Mučič

Senior Blockchain Consluntant

Corey Cohen

Marketing Specialist

Euan King

Senior Insurance Expert

Aleš Tomažin

Blockchain & Business Development Expert

Andrej Plankar

Blockchain Business Consultant


2015 Social proof and first round of funding
Insurance industry is full of irregularities. Founders identify the science of social proof as a solution and invest close to $500.000 to develop the social proof model and web app demo. Calibrated mathematical algorithms confirm the model brings from 30% and up to 70% cost reduction.
2016 US & worldwide patent
Social proof insurance patent protection is filed in US and worldwide. Founders pitch the idea in Silicon Valley but refuse several million offer to be able to develop InsurePal on their own terms. The methodology, viability assessment and a legal review of the project are developed. Blockchain is identified as the missing piece. Several meetings with crypto think-tanks occur. InsurePal core team is assembled.
2017 Core team & ICO preparation
InsurePal enters in partnership with Netis Group and expands the team with several blockchain and IT experts. The architectural design of the InsurePal platform and its functionalities begins. Parallelly, the extensive preparations for ICO go about.
16 January
IPL token crowdsale
2018 Platform launch & extended blockchain features integration
The development of InsurePal platform core begins. First social proof modules are ready to be used. PR & Marketing campaign launches. We obtain MGA insurance license for UK market and start with UK pilot project. Platform is further developed and new social proof modules are integrated, ready to be used by third-parties. Extensive legal and regulatory preparations to obtain the EU passport license begin.
2019 and on Global expansion & B2B partnerships growth
Additional functionalities are implemented. Partnerships with interested third-parties are further promoted. Implementation of claims community handling model begins. All InsurePal activities are promoted on a global scale. InsurePal platform to become a “to-go” global social proof insurance.

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