Beluga Pay

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Beluga Pay ICO details

Start Date: 2018-3-1

End date: 2018-3-31

    • Category: Banking, Platform
    • Token: BBI
    • Platform: Ethereum
    • Type: ERC20
    • Initial price: 1 BBI = 0.003472222222 ETH
    • Bonus: Pre-sale 20%
    • Accepting: ETH

Beluga Pay

How It Works

Consumer buys a product or consumes a service from a merchant using one of our products. For example a customer orders food in a restaurant
using BELUGA’s Restaurant Edition Application.

Consumer makes payment for the product or service using Fiat Currency (ex. $USD) or Crypto currency (Bitcoin, Ether or BBI).

If the payment is made using a credit card in Fiat Currency, the merchant can decide to use BBI tokens in order to receive an Instant Merchant Deposit* instead of having to wait the traditional two working days for the settlement to occur.
belugapay app
If the payment is made using cryptocurrency, the settlement process is initiated and the payment to the merchant in the form of the respective
cryptocurrency is transferred instantly.

Loyalty points are accumulated for consumers on every purchase of a product and service. Loyalty points for merchants are accumulated on
every sale of a product and service.

Loyalty points can be redeemed when the consumer or merchant collect enough points. Loyalty points are redeemed in the form Fiat currencies or BELUGA’s BBI crypto currency or other cryptocurrency.

The ratio of points with currencies is calculated using built-in congurators and Oracles based on the market dynamics.


Alejandro Avila Borrego

Chief Executive Officer

Hugo Munguía

Chief Technology Officer

Saravana Malaichami

Chief Data Officer

María Avila

Customer Happiness

Carlos Roca

Chief Financial Offcier

Alan Milke

Software Architect

Alejandro Muñoz

UX/UI Designer

Diego Gonzalez

Product Lead

Beluga Pay Advisors

Don Dodge

Developer Advocate at Google

Arturo Galvan


Francisco Diaz-Mitoma Jr.

Software architect and cofounder of, Bowhead Health and Playsino

Kyle Kemper

Blockchain Evangelist


Winter 2014
Beluga Pay's predecessor Espiral is founded after it's cofounders use an ATM that charges an exorbitant 10% Commission and $15 USD in fees in Sayulita, Mexico. The founders vow to create an innovative and fair company that will serve the unbanked.
Fall 2015
Partnership established with Mexico's largest domestically owned bank with over $70B USD in assets. Latin America's largest incubator NXTP and Naranya make a seed investment.
Summer 2016
First live transaction processed with a smartchip mobile reader.
Summer 2017
Over 100 merchants in mobile app private beta. This includes Pioneer - a Dupont Company (NYSE:DD) - helping farmers pay for seeds using a mobile app.
September 26, 2017
Beluga Pay's Private Sale launched. Only available to whitelisted buyers.
November 1, 2017
Pre-sale started.
March 1, 2018
ICO Launch.
March 1, 2018
Public Beta for Beluga's Credit/Debit Card & Crypto POS.
March 31, 2018
ICO ends.
April 1, 2018
Tokens released.
April, 2018
Token live on major exchanges.
Summer 2018
Trials with pipeline of European, African and Asian Bank Partners.

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